Asset Reconstruction Company (India) Limited

Asset Reconstruction Company (India) Limited, widely referred to as Arcil, is India's pioneer asset reconstruction enterprise established under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act of 2002. Formally incorporated in February 2002 and licensed by the Reserve Bank of India in August 2003, Arcil established the foundational framework for institutional distressed debt resolution across the domestic financial market. The institution focuses on purchasing non-performing loans and stressed asset portfolios from commercial banking entities, cooperative lenders, and non-banking financial institutions, deploying systematic recovery mechanisms to rehabilitate asset value. The operational framework of Arcil is structured across three main business divisions: Corporate Distressed Loans, Small and Medium Enterprises (SME) Debt, and Retail Stressed Assets. Utilizing rigorous risk assessment models and portfolio valuation tools, the firm executes diverse resolution paths including debt restructuring, operational turnarounds, cash settlements, and legal enforcement proceedings under the Debt Recovery Tribunals and the Insolvency and Bankruptcy Code. Over its operating history exceeding two decades, Arcil has built an extensive asset footprint managing assets under management surpassing Rs 20,000 crore while maintaining nationwide reach from its central corporate office in Mumbai. Arcil is backed by prominent institutional sponsors including Avenue India Resurgence Pte. Ltd. and the State Bank of India, alongside other major public and private sector financial entities. The company relies on specialized credit analysts, legal advisory teams, and technology-driven recovery monitoring platforms to maximize asset realization for security receipt holders. Looking forward, the organization continues to strengthen its resolution capabilities across retail and wholesale distressed assets while expanding fee-based recovery agency solutions for institutional lenders.

Asset Reconstruction Company (India) Limited finalized an anchor allocation of Rs 219.89 crore on September 8, 2026, allocating 15,819,583 equity shares at Rs 139 per share to 21 institutional investors. Key anchor participants included Goldman Sachs India, WhiteOak Capital, Societe Generale, Bandhan Mutual Fund, Tata Mutual Fund, Aditya Birla Sun Life Mutual Fund, and JM Financial Mutual Fund.